Taking Savings to a Whole New Level: Yesterday’s Tomorrow

It happens to everyone sooner or later – the big financial emergency that makes you feel like your life may crumble and fall. But if you have a good financial plan from the start, great big one time bills or financial emergencies aren’t as life altering as you might expect.

Yesterday's Tomorrow

Saving money is critically important in today’s society. Unfortunately, a majority of young adults are still struggling with high levels of debt and lack of a personal budget to help save for the future. For the past decade, Ad Council and AICPA’s Feed the Pig campaign has been working to improve financial literacy among Americans by encouraging them to make savings part of their daily lives.

The action you take today could change your life, really. But how do you know what financial decisions are the right ones? There are tons of resources and articles out there on what people think you should do with your finances, but not everyone could possibly understand where you come from, where you are going, and what your future financial goals are.

Yesterday's Tomorrow

Thankfully FeedThePig.org has great resources to help you figure out how and where to save more and spend wisely, including a new game called Yesterday’s Tomorrow. The game is like a “choose-your-own-adventure” in the form of a digital photo album! You get to develop a relationship with a future version of yourself – how incredibly cool is that? You get to jump through key life stages and instantly see the outcomes of those choices you make from teenage years through retirement. As you think through some life decisions like school, job, and awesome vacations, you’ll see how your choices may save, or lose money. No one wants to blow their money needlessly, right?
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Making Extra Money From Home

The following is a guest post. The opinions are those of the author.

 

Making ends meet when you are at home looking after your kids can be tough. But there are some ways to increase your earning potential that you can fit in alongside your mothering duties. Just read on to find out what they are.
Ebay

A very popular way of earning some additional income that can fit nicely alongside looking after the kids is selling things on eBay. Although most folks confine themselves to selling used and preloved items from their own collections to make a little extra cash.

 

However, this is not the only route to generating a side income. Another way to do this is to buy items in thrift stores. Obviously, check first that they are in good condition, sellable, and post-able and then resell them on eBay for a profit.

 

The thrift store makes a sale, you get a bargain, and you also have a fun trip for you and the kids to do in the day. You can even teach them how to do it, and maybe they will get the vintage shopping bug?

Of course, you don’t have to sell second-hand items on eBay. In fact, there are many people making a good living selling brand new items. But first, you have to decide what it is you are going to sell.

 

You can do this by looking at social media to see what is trending at the moment. Or perhaps it might be better to sell things that you already have some knowledge about? Like craft materials for a particular hobby you enjoy.

 

Then you need to source your products. Remember that buying wholesale works out cheaper by the unit so your profit margin will be larger. But you will need to work out how many you have to sell to make your money back and assess whether this is a viable option.
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Shopping With Groupon Online

Disclosure- This post was sponsored by Groupon. All opinions are my own. For more information, see “I Disclose”.

Shopping with Groupon is easy and can save you money. Groupon has already saved a lot of people tons of money- if you haven’t tried it, you should give it a go. Groupon has gained even more popularity as more and more establishments use the service and pass on some incredible savings to their customers. The way a Groupon works is that Groupon has offers which the customer pays for. These deals usually double the value of their money at the particular establishment, thus getting new customers in the establishment. If not double, it saves you money regardless, that’s just the average savings.  An example would be a cool new Japanese restaurant opens up and offers a $20 credit toward dinner. This saves you, who wants to get Japanese food anyway, or perhaps just like trying new places,significant savings and gets the restaurant new business. It also gives it exposure- maybe you (and thus others) had not heard of this place before, and now want to try it. When you try it, and like it, you become a regular customer. It’s a win-win.
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Shopping With Groupon Coupons #ad

Disclosure- This post was sponsored by Groupon Coupons. All opinions are my own.

Groupon has saved a lot of people a lot of money- it has been what some might call a cultural phenomenon. Groupon has gained even more popularity as more and more establishments use the service and pass on some incredible savings to their customers. The way a Groupon Coupons works is that Groupon has offers which the customer pays for. These deals usually double the value of their money at the particular establishment, thus getting new customers in the establishment. An example would be a cool new Japanese restaurant opens up and offers a $20 credit toward dinner. This saves you, who wants to get Japanese food anyway, or perhaps just like trying new places,significant savings and gets the restaurant new business. It also gives it exposure- maybe you (and thus others) had not heard of this place before, and now want to try it. When you try it, and like it, you become a regular customer. It’s a win-win.
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Skylanders Black Friday Deals

black friday

If your children love Skylanders, you are going to want to know about these deals.

Black Friday Deals

  • Starter packs at $39.99 at all major retailers
  • Senseis at $9.99 at all major retailers
  • Portal Owners Pack at $25 at WalMart
    • Owners of Skylanders SuperChargers, Skylanders Trap Team, Skylanders Swap Force or Skylanders Giants do not have to buy the Skylanders Imaginators starter pack and can get the Portal Owners pack instead and use the portal from the other games!
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Couponing Is The New Cool: Hints On How To Save

couponing

Couponing used to be the preserve of the elderly. It used to be something that our grandparents did. It used to be something that the younger generation would swerve sharply away from because, although it would certainly save them money, it was also very uncool. But things have changed. And now thousands of young people are choosing couponing – couponing is ‘in’.

Here are some helpful hints to get the most out of your couponing.

t’s all very well searching for great coupons and collecting them but check the expiration dates. No matter if you find the coupons online and print them out or if you clip them out of a newspaper, those expiration dates can cause havoc at the checkout. No matter how much you beg, the supermarket isn’t going to accept anything that has expired, so don’t even try. Save the coupons in date order and you should be able to use them all and not waste any of them.

Coupon Websites

Coupon websites such as the brilliant FreeCharge have a load of different coupons on their pages just waiting to be downloaded. Sign up to as many as possible and you could even get emails about the best deals. After a while you will be able to tailor your weekly shop to whatever coupons you’ve collected. Not only will this save you plenty of cash, but it could also expand your culinary experiences and get you to try things you’ve never eaten before.
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It’s Time For Coupons! All About Saving

The following is a guest post by Outside the Box Mom:

Last week, we discussed goals when using coupons. This week, I’ve listed some common reasons why people don’t use coupons.

I Don’t Have Time

Ten years ago, I used to do my own match-ups, clip every coupon, and check prices on every item I had a coupon for to see if I could get a good deal. That was before I was married with two children. Now, I file whole coupon inserts, check store deals blogs, make my list of best deals for the week, shop with that list, and skip some unadvertised deals I happen upon in the store (because I don’t carry all of my coupons with me). One hour a week could save you 50% on your grocery bill.

I Don’t Have Any Coupons

You could ask friends, neighbors, or co-workers to save their coupons from the Sunday newspaper for you. Or, you could print coupons online from sites like Coupon Sherpa using your own computer and printer. My friends and grandparents save their coupons for me. In addition, there is a free local newspaper in my area that includes the Sunday Smart Source coupon inserts. Each week, I have at least 6-8 sets of coupon inserts.
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